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You're listening to Ramsey Everyday Millionaires,

where we talk investing, retirement, building wealth, and outrageous generosity.

Let's go to Charlotte in Cleveland, Ohio. Charlotte, how can we help?

Hi, it's an honor to talk to you guys.

Oh, thank you. What's our honor? What's going on?

So I'm having a good problem. So my husband just found out that he's going to be getting two substantial

bonuses from his work. And I'm just feeling a little overwhelmed with what to do. We don't currently

have a financial advisor, but I just am terrified to make a mistake. But I also feel uncomfortable in that realm.

It just seems like sometimes there's, it feels kind of like the car salesman attitude,

like, you've seen too many movies too many tv shows how much money

is you haven't sat down with a real financial advisor and had a conversation with them where

everything they said made sense and you felt like oh i can make a decision is that fair yeah i i go

every two weeks to my local charlesab to do myself for 1K.

That's not what we're talking.

That's not what we're talking.

I'm talking about a real advisor, you know.

Okay, so answer John's question.

How much money is this?

So this year it's like 150,000, and next year it's going to be like half a million dollars.

Okay. Did you grow up with much? No. Okay. So in your mind, and really will go all the way

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