finances can be complicated but they don't have to be i break down financial topics that may seem

complex and overwhelming so you can start taking action on your financial goals i'm a

tally and it all starts here on Personal Finance Redefined.

Welcome back to another episode of the Personal Finance Redefined podcast.

Happy to be with all of you here on Monday, unless you are listening on a different day.

But episodes released every Monday.

And today we've got an awesome question.

The question today is, when should I start saving for retirement,

which is a great question. It's one I talk about often and they even use the word retirement.

And retirement's a great word. I prefer the word financial independence, really when it is,

you have the power to do what it is you want to do on your schedule. And I'm just going to hop right back into the

episode. So as with everything in finance, it depends. Depends on what your goal is. If your goal is to

never retire, then there's no need to save for retirement. Now you may never want to retire because

you love what you do, but that doesn't mean you shouldn't plan as if you are retiring,

because by doing so, you're taking advantage of all of these accounts that you can to maximize your

wealth. So let's say you have no interest in retiring, and let's say that feels so far away 30, 40 years

from now. How do I even know what life's going to be like then? Well, ask yourself this, do I want to maximize

everything I'm doing? You might be someone who's just obsessed with growth and you say, you know what,

I just want to make sure I'm taking advantage of all of the right accounts so I'm not paying a dime

more in taxes than I need to. You might be the person saying, you know what, I just want to be

invested appropriately,

understanding that, yes, there's volatility along the way.

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