At any given time in the money with Kitty inbox or in our rich girl roundup submissions,

there are at least two or three people asking the same question.

Should I be working with a financial advisor?

In fact, here's just a smattering of questions that we received in the last week.

Is a financial advisor a good choice?

If not, how do I break up with mine?

Is the right time to bring in a financial advisor?

And how do I find a financial advisor that I can trust?

These are natural questions, of course.

Financial professionals can be invaluable resources.

At the same time, some will hoke your assets bi-annually with a stick and charge you one

percent of the total balance to do so.

It can be a confusing world because the way you engage with and compensate financial

professionals varies, and it's not always intuitive.

Compensation methods that may sound more expensive at the outset, like paying a flat fee

for guidance that can be thousands of dollars, can actually be more affordable in the long

run than compensation methods that sound on the surface less expensive, like paying one

percent of your total assets every year.

And in the DIY personal finance hobbyist world, working with a financial advisor is

heresy.

The thought goes, you can spend a weekend learning what you need to know.

You should never pay someone else to do it for you, but sometimes you really do need

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