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You're listening to Ramsey everyday millionaires where we talk investing, retirement, building wealth, and outrageous generosity. Well Rachel, we got a lot of questions about investing,

the social media world, young people, all they want to hear is about how to build wealth

and it can be overwhelming. It's great.

Great conversation to have. But there's so much

noise out there. It can be overwhelming. You can get sort of paralyzed, the paralysis

analysis. That's right. And a lot of people end up doing nothing because they're

scared of doing something but doing it incorrectly.

And so I want to set them free today with some teaching on this on kind of the primer for

building wealth.

And research has shown that a lack of confidence in making these decisions, it's a primary reason why people don't invest. So we just need to bring them some literacy and some hope that it's way easier than they think. So here's what we're going to call it. Keep it simple stupid.

You ever heard of that, the Kiss method?

That's what they call it back in my day.

So investing is a long game.

You're not trying to time the market and buy single stocks.

You don't need to be a prodigy.

And every time is a first-time the first time they invest that's right so it's okay

But before there is a prerequisite if you know the Ramsey plan. You've got to be in the right spot in the Ramsey baby steps.

So we've got baby step one, start our emergency fund.

Baby step two, paying off all the consumer debt.

Baby step three, fully funded emergency fund.

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