When Is It Time To Upgrade the Beater Car?
The Ramsey Show Highlights
Ramsey Network
4.6 • 682 Ratings
🗓️ 6 September 2022
⏱️ 10 minutes
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| 0:00.0 | This is the Ramsey Call of the Day, part of the Ramsey Network. |
| 0:10.8 | Joining me today is Ramsey personality, Ken Coleman. |
| 0:15.5 | New York City's on the line. |
| 0:17.0 | Sarah's with us. |
| 0:17.8 | Hi, Sarah. |
| 0:18.2 | How are you? |
| 0:19.0 | I'm good. |
| 0:19.5 | How are you? |
| 0:20.0 | Better than I deserve. What's up? All right. So, |
| 0:22.8 | my husband and I having a baby in September, |
| 0:25.7 | and we're disagreeing about whether or not we should be |
| 0:28.5 | buying a new to us car to prepare. |
| 0:32.6 | We currently have a 98 |
| 0:34.6 | Honda Accord and a 2008 |
| 0:36.8 | Toyota Rav4. I'm not really comfortable with the idea |
| 0:40.3 | of the baby being in the 98, all the safety changes, you know, in the past 20 plus years. |
| 0:47.3 | So we have no debt. We make $180,000 a year before taxes. We have $40,000 outside of our emergency fund. My husband acknowledges |
| 0:58.2 | that we can afford the car, but doesn't want to buy it because it's a want, not a need. |
| 1:02.9 | It's a bad time to be buying cars, and there's nothing wrong with the 98. I think we're ready |
| 1:08.2 | for an upgrade. So what do you think? |
| 1:11.2 | Can I, or better yet, you tell him that it's time to crack open his wallet? |
| 1:18.1 | Is he listening in? |
... |
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