When Expenses Rise: Ben Rolls With the Punches
The Jesse Mecham Show
YNAB
4.7 • 1.1K Ratings
🗓️ 14 August 2023
⏱️ 10 minutes
🧾️ Download transcript
Summary
What do you do when the biggest line item in your budget increases, like, a lot? You engage your Rule Two super powers and roll with the punches of course. Emotionally, however, it's not easy when you have to reallocate dollars away from categories to handle the increased expenses in another category. It's not just a math problem -- each of those dollars symbolizes intentions and plans, which now must be put on hold, or changed altogether.
In Ben's case, it's renovating a bathroom badly in need of a refresh. In this episode, Ben shares how he keeps his spirits up when he has to roll with punches and put plans on hold.
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Transcript
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| 0:00.0 | Hey, wineappers, my name is Ben and welcome to another episode of the Wynav Podcast where |
| 0:10.1 | we teach you four rules to stop living paycheck to paycheck, get out of debt and save more |
| 0:15.7 | money. |
| 0:16.7 | Well, folks, thanks for hanging in there over the summer while Jesse was away and letting |
| 0:20.9 | me and Ernie take over the pod for a little while, Ernie did a solo podcast last week, |
| 0:26.8 | which was great. |
| 0:27.8 | I'm doing a solo podcast this week. |
| 0:29.9 | And Jesse will be back next week. |
| 0:32.7 | So you got a lot to look forward to. |
| 0:34.6 | I can't wait to see what he talks about on his first episode back. |
| 0:38.9 | And I just wanted to take a little time to talk about something that's happening to me. |
| 0:43.4 | And hopefully this experience will help you a little bit. |
| 0:47.2 | So what do you do when life kind of hits you a little bit and you feel like you're taking |
| 0:52.6 | a step backward, you know, you go in, you're making some progress and you just kind of get |
| 0:57.9 | hit a little bit. |
| 1:00.0 | Last year, my wife got laid off and that was a big hit. |
| 1:05.4 | But looking back on it now, I'm very grateful she was able to find another job actually |
| 1:11.4 | pretty quickly, quicker than I thought we would. |
| 1:13.9 | But looking back on it now, I think that was a really great learning experience because |
| 1:18.0 | we saw all the benefits that the budget gave us. |
| 1:22.4 | I wasn't worked, you know, I had worked hard to save up an emergency fund, get them |
| 1:28.8 | on the head. |
... |
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