people who generally can't afford a Medigap plan should absolutely be exploring Medicare

Advantage plans.

Medicare Advantage plans are very similar to your typical employer provided health care plan.

Welcome to the Stay Wealthy podcast.

I'm your host Taylor Schulte.

And today we are talking about the overly complicated government program known as Medicare. I'm joined by Ashby Daniels, who you might remember from episode 47, which is still the second most downloaded episode in the history of this podcast. So if you missed it, go check it out. Ashby is a fellow financial planner in

Pittsburgh, and he recently wrote a book called Medicare Simplified, What Retirees Need to

Know About Medicare in 100 pages or less. And I picked up the book a few weeks ago, and it truly

is one of the best books out there on the topic. Amazon buyers seem to agree because it's been a top seller in the Medicare category since it was released.

If you want a copy of the book, Ashby was kind enough to donate five copies to our podcast audience.

So if you're interested, all you have to do is shoot me an email at podcast at you staywealthy.com

with your name and mailing address,

and we'll send a copy to the first five emails received. So that's podcast at you staywealthy.com.

For all the links and resources mentioned in this episode, head over to you staywealthy.com forward slash 73.

Thank you. head over to you staywealthy.com forward slash 73. So on the very first page of the book, you wrote that the book is dedicated to every retiree

trying to make sense of a complicated government program supposedly designed to serve

the American public. So when I first read that I felt like

there's some strong feelings, I think maybe baked into that sentence. I thought I'd start with

maybe asking you just expand a little bit on that. And then maybe also just talk about how we got

here with Medicare, why it's such a complicated program. And then is it too late to simplify it?

Like, could we do things to simplify

it going forward? I think that you're right that that dedication is a little bit of a cut at

...