What you need to do with your Isa and pension before the tax year ends
This is Money Podcast
This is Money
4.4 • 734 Ratings
🗓️ 27 March 2026
⏱️ 52 minutes
🧾️ Download transcript
Summary
There's just a week to go until the end of the tax year and if you haven't sorted your Isa, pension or the rest of your finances it's time to get your skates on.
On this episode, Georgie Frost, Helen Crane and Simon Lambert discuss the important things you need to think about before 5 April... and ideally right now.
From how your Isa allowance works, to parking cash and drip-feeding it, and why a pension can not only boost your retirement savings but also cut your tax bill, they explain what you need to know.
And Simon has some extra tips on how to use as much of your Isa or pension allowance as possible, even if you don't have the ready cash.
Also on this week's episode, what on earth is going on at NS&I and will it have to pay millions on compensation, how to become a tradesperson on a six figure salary, will interest rates really rise four times this year, and finally, what are the food items that have rocketed the most in price.
Follow us on Instagram @dmgnewmedia.
Follow us on TikTok @dmgnewmedia
Follow us on X @dmgnewmedia
Email us hello@dmgmedia.co.uk
Text us 020 7938 6000.
Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
Transcript
Click on a timestamp to play from that location
| 0:00.0 | Welcome to the This Is Money podcast sponsored by Trading 212. |
| 0:06.1 | Download the Trading 212 app and open a cash IAzer with promo code TIM to get the 12-month |
| 0:11.5 | bonus promo rate at 4.68% terms apply. |
| 0:15.5 | I'm Georgie Fasten joining me and Simon Lambert today is Helen Crane. |
| 0:19.1 | And coming up, the end of the tax year is almost upon us. |
| 0:22.6 | So what should you be doing between now and April the 6th? And what changes can we expect in the new tax year? |
| 0:28.9 | Also today, the boss of NS&I loses his job over a scandal involving lost funds to the tune of hundreds of millions of pounds. |
| 0:36.4 | What is going on at Granny's favourite? |
| 0:38.6 | Plus, will rates go up four times this year? |
| 0:41.8 | And will we see a return to security tags on butter? |
| 0:45.1 | And could you become a £100,000 a year tradesperson? |
| 0:48.5 | Don't forget, you can step to date. |
| 0:49.6 | With all the latest breaking money news, just go to this ismoney.co.com. |
| 0:53.1 | Or download the app. But first, Simon, the suspense is killing me. |
| 0:57.1 | Quick update on the race to 10,000, Simon. Are you at least in the black? |
| 1:03.0 | Well, no. |
| 1:05.6 | Okay. |
| 1:06.1 | I'll offer my excuses. Right. So actually, I will give you a live update on the race to 10,000. Just for context, |
| 1:13.8 | if anyone missed last week? The race to 10,000 is where me and four other experts have been given |
| 1:19.0 | £500. Our task is to try to turn it into £10,000 as quickly as possible. I'm buying and |
| 1:25.5 | selling shares. We have someone buying and selling crypto. |
| 1:28.9 | We have someone who is also buying and selling clothes on Vinted, someone who is buying and selling antiques. |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from This is Money, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of This is Money and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.