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Today's question comes from Chase in Florida. My aunt recently reached out to me for advice since I'm

considered the financially responsible one in the family. She's 37, and we come from a low-income family. She worked at

Tesla for six years and recently discovered that her old Tesla stock holdings are now worth $650,000.

I love it. That's great. She currently works as a project engineer earning $70,000 a year.

Her monthly rent is only $1,000, and she has $20,000 in debt,

which will be paid off this year. She has retirement investments, but no cash savings. She's hesitant

to sell the stock because her goal is to let it reach a million dollars before selling.

She's also concerned about the tax implications if she sells. I've explained that this mindset

borders on gambling, emphasizing the

danger of investing in a single stock. If you were in her shoes, what would you do with $650,000 in

Tesla stock? Wow. That's so fun. Yeah. What a great relationship that she comes to him with this

big win and asks him what to do.

And he's saying you've got too much risk here.

And he's spot on.

He's so cool.

I love this.

And I do agree.

This does border on gambling waiting for your single stock to go up, you know, another 30-something percent so that you can cash out at the right time.

Yeah.

That scares me.

Yeah. You're going to have

...