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This is on point. I'm Magna Chakra-Bardi.

Millions of Americans have taken out loans to pay for college.

92% of those loans are from the federal government, about $1.6 trillion worth. The other 8% are private loans, which amount to about $136 billion. But the private loan market for student loans is growing. Between 2010 and 2018, new federal student loans fell by 25%.

New private student loans grew by 70% in that same period.

Now, this growth has outpaced nearly every other consumer financial product out there,

including mortgages, credit cards, and auto loans.

Again, that's the rate of the growth in private student

loans. And the private student loan market could soon grow even faster. The Republican-led

One Big Beautiful Bill Act contains several significant changes to the federal student loan program,

including new caps on student borrowing.

...