meta_pixel
Tapesearch Logo
Log in
Here & Now Anytime

What to know about open enrollment with premiums set to rise

Here & Now Anytime

NPR

News

4.1953 Ratings

🗓️ 31 October 2025

⏱️ 20 minutes

🧾️ Download transcript

Summary

Open enrollment season is underway and many people looking to purchase their health insurance through the Affordable Care Act are seeing sticker shock. Health care subsidies that are at the center of the government shutdown are expected expire at the of the year, causing premiums to double. Health economist Katherine Baicker explains the cost of Obamacare, how it works, and claims being made about the program.

And, listeners submitted their insurance questions about topics including affordable prescriptions and high-deductible plans. Hannah Frigand from HelpLine and Emilie Fauchet, an Affordable Care Act navigator, join us to answer those questions.

Learn more about sponsor message choices: podcastchoices.com/adchoices

NPR Privacy Policy

Transcript

Click on a timestamp to play from that location

0:00.0

On the ThruLine podcast from NPR, how survivors of the Bosnian genocide got their day in court.

0:08.0

How do you even go about finding thousands of victims and establishing who they were and what happened to them?

0:14.4

Listen to ThruLine in the NPR app, or wherever you get your podcasts.

0:25.2

Thank you. app or wherever you get your podcasts. WBUR Podcasts, Boston.

0:29.9

The dysfunction in this place is going to have real consequences when people lose their

0:34.4

health care coverage.

0:35.4

We're happy to talk about health care policy.

0:37.6

We're happy to talk about tax policy. We're happy to talk about health care policy. We're happy to talk about tax policy.

0:39.2

We're happy to talk about regulatory policy, but not at the point of a gun.

0:44.6

The Affordable Care Act is central to this government shutdown.

0:48.7

But what do you need to know about health care premiums

0:51.4

as lawmakers on both sides of the aisle continue to point fingers at each other.

1:03.0

It's Friday, October 31st, and this is here and now anytime from NPR and WBUR Boston.

1:09.9

I'm Shiko Theori.

1:13.1

Today on the show, we break down exactly how Obamacare works, and we call up some experts

1:19.0

to answer your questions about navigating the open marketplace for next year.

1:23.9

What are some ways to buy medications that are not through insurance that are going to be more affordable?

1:31.5

So let's start with the Affordable Care Act, also known as Obamacare. Democrats want to extend the

1:37.8

subsidies that help people pay for premiums through that marketplace. Those subsidies expire at the

1:43.4

end of the year.

1:49.5

Premiums on all insurance will increase across the board, but without those ACA subsidies,

1:55.2

healthcare insurance could become out of reach for many. Democrats want Republicans to meet them to negotiate, but Republicans insist on reopening the government first before starting any negotiating process.

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from NPR, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of NPR and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2026.