On radio, on YouTube, streaming live on invest talk.com, and for our podcast subscribers, this is InvestTalk. Incependent thinking, shared success.

Invest talk is made possible by KPP Financial, a registered investment advisor firm, serving clients throughout the United States.

Here is KPP Financial Chief Executive Officer, Financial Advisor, Justin Klein.

Good afternoon, fellow investors, and welcome back to Invest Talk. This is our Tuesday, February 4th,

2020-25 edition of InvestTalk. And our work continues each and every weekday, helping you become a better

investor. And I'm Justin Klein, and my objective is to bring you actionable data and perspective

so you can make better decisions with your money each week, each month, each year,

so that you can achieve your goals of financial freedom. That's what this is all about.

Do more of what you want to do and less of what you have to do.

Okay. And we're going to bring you the tools in order to do and less of what you have to do. Okay.

And we're going to bring you the tools in order to do that, the mindset in order to make that happen,

to avoid pitfalls as well as capitalize on opportunities.

And our main function here is to answer your finance and investment questions.

We can talk about whatever's on our mind,

bring you data, bring you perspective, help you navigate the headlines, and we'll certainly

do that. But what matters most is what you were thinking, what questions you need to answer.

And guess what? If you're asking that question, there's a high likelihood

that many other InvestTalk listeners are asking the same question as well. So don't hesitate to

pick up the phone because you're not only helping yourself, but you're helping your fellow listeners

as well. Now, in just a bit where we're going to talk about today's market activity,

as well as run down some show topics but as

usual we'll hit our first caller question now hey guys i've got a question for you on ticker civil

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