What to Invest in When You’re NOT Buying Real Estate

BiggerPockets Real Estate Podcast

BiggerPockets

Education, Investing, Business

4.8 • 16.6K Ratings

🗓️ 25 September 2024

⏱️ 51 minutes

🔗️ Recording | iTunes | RSS

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Summary

Struggling to pick what to invest in, especially when real estate prices and mortgage rates are still so high? Many investors are sitting on the sidelines, saving cash for their first or next investment property, but nothing seems to work out. So what do you do, keep your money socked away or invest in other assets that aren’t real estate while waiting for the right time to pull the trigger? We know many of you are in this position, so today, we’re sharing what we’re investing in that ISN’T real estate. This may be a surprise, but even some of the most well-known investors in the BiggerPockets universe aren’t 100% in real estate. Dave Meyer, Brian Burke, and Mindy Jensen all don’t have even half of their net worths in real estate investments. As such respected real estate investors, what else are they putting their money into that ISN’T more rental properties? In this episode, you get to peek into our investment accounts as we share exactly what we’ve been investing in, how we diversify our investment portfolios, and the “riskier” assets we put our money into that you may not even know exist. So, if you’re struggling to buy real estate or just don’t think investment properties are for you, worry not; you can still build wealth without purchasing a property. In This Episode We Cover: Alternatives to real estate investing that we’re investing in NOW Diversifying your investment portfolio and why you SHOULDN’T hold just one type of asset The “riskier” investments that we’re making and how much money we allocate for them De-risking your portfolio by buying safer, passive, less volatile assets What beginners should do to build wealth even with a small(er) amount of money Whether to continue waiting on the sidelines or start investing NOW And So Much More! Links from the Show Join BiggerPockets for FREE Let Us Know What You Thought of the Show! BiggerPockets Money Podcast On the Market Get Banking Built for Landlords with Baselane Invest Passively with Brian’s Book, “The Hands-Off Investor” Find an Investor-Friendly Agent in Your Area See Dave and Mindy at BPCON2024 in Cancun! Real Estate Isn’t Enough—Here’s How Three Pro Investors Diversify Their Portfolios Connect with Brian Connect with Mindy Connect with Dave (00:00) Intro (03:16) How Much Real Estate We Own (06:33) Allocating Your Cash (11:17) "Riskier" Investments (18:40) What Beginners Should Do (27:51) Diversifying Your Real Estate (35:32) Wait to Buy? (38:49) What We WANT to Invest In Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1022 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	If you're listen to this show regularly, you probably wouldn't be surprised if I told you that a lot of investors are wondering whether they should be buying as much real estate as they were a couple of years ago or maybe if you're brand new you're wondering if you have only a
0:14.4	certain amount of capital to invest in something is real estate the right place to place your
0:21.3	capital that's just the reality of this market. It forces us all to get a little
0:26.1	bit creative about how we allocate our money to invest. Should we be investing in real estate or
0:32.0	should we be considering other things like stock market or cryptocurrency?
0:36.0	And I know that this is a real estate podcast. We obviously mostly talk about real estate, but I think today, given where we are in the market and the
0:45.6	economy, we are going to take a look at should you be spending your money in real
0:49.6	estate, if not where would you put your money and in sort of a more holistic sense how do you allocate
0:56.0	resources to different types of assets over the course of your investing career. career. Hey everyone, it's Dave Meyer here with this week's Deep Dish episode.
1:11.2	And today to talk about this resource allocation question, I'm going to bring on two
1:15.0	other primarily real estate investors, but other people who I at least think invest in a
1:20.8	lot of different types of business. It is Mindy Jensen from the BiggerPockets Money Podcast.
1:26.2	You've probably heard of her. She's been around the BP universe for a very long time.
1:30.0	And Brian Burke, who you've also probably heard,
1:33.2	he's been through so many different real estate cycles,
1:35.9	he's a big multifamily operator,
1:38.0	he's been a developer, he's been a flipper,
1:39.9	he's done all these things.
1:42.0	But they are also really wise, just generally
1:46.6	about money and how they allocate their capital
1:50.3	to different types of investments,
1:51.9	either outside of real estate or how they create diversification
	...

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