Welcome to the Jill on Money Show. It's Wednesday, September 17th, and we are here trying to help you make sound financial decisions. Now, I said sound. It doesn't mean they're perfect. Sometimes many of you will come on trying to like optimize your life. That's not my jam. I'm not into optimizing anything. I think you do the best you can do. Let's try to get you a bunch of different options and get you where you want to go. So if that's you and you're not into like, oh, I have to be the best, the, the superlative, then why don't you get in touch with us? Just go to jillonmoney.com, click the contact us button, write us a note. And if you want to join us on the air, all you need to do is check the box. And Mark Talercia will arrange to get you on the air. While you are on the website, you should check out all the content that lives there. We've got a free weekly newsletter. We've got resources and there are books. I have two of them. One is called the great money reset.

That's the most recent one. That's the one I think that you guys are all starting to feel like

you need to to own. You need to at least incorporate into your lives. Resetting to a different place.

It doesn't mean that you have to blow up your life.

It doesn't mean you have to spend all your money, but being much more thoughtful about how you're

going to make changes in your life and be clear that the money is the way to make those changes.

It is not about the money in and of itself. So check out my book. It's called

The Great Money Reset. Okay, today we are talking to Mark from Nebraska. So Mark, welcome to the

program and what can we do for you? Hey, Jill. Hi, Mark. So originally my question was on my wife's

pension. She stopped teaching this past spring,

and so we are trying to decide if we should pull her out of the pension plan, keep her in.

I've done a little bit more reading on the plan itself since then, so I kind of have some ideas,

but it's kind of hoping to get some advice

from you. Okay. And how many years into the pension did she have? She was, she had seven years

into the pension. And she's vested? Correct. Okay. What's the balance right now of that pension?

If you said, we're done, she's never going to be a teacher again.

What's the amount of money that would be available to her if she wanted to pull it out right now?

It was 34,500-ish.

Okay.

And do you think she is done with teaching mark or do you think

there's a possibility she'd go back i asked her that question and she said if we had to

because she needed to make more money she would otherwise if she ever went back into the

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