Welcome to the Jill on Money show. It is Saturday, April 9th, and we are here, even on the weekends, to try to help you make really smart, next best financial decisions. If you have a question, just go to jillonmoney.com, click the contact us button. You get a form, you ask the

question. At the end of the form, there's a little box. It says, would you be willing to come

on the air with us? If you check yes, Mark Talercio, the best executive producer in the world,

we'll do the rest. And that is what Andrew did. Andrew is on the line from Chicago. So welcome,

Andrew. How can we help you out? I'm in the process of kind of consolidating some retirement accounts.

And I have an old 401k with a former employer that I was looking to roll into an IRA.

But unfortunately, the only way they can transfer the funds is cashing everything out and mailing a check.

There's no tape-to-ta-tape transfer, huh?

No, I've checked with a provider.

Oh, my God.

The only option is, yeah, cashing everything out and setting a check.

So I'm a little nervous about being out of the market for, you know, who knows how long.

I don't have a whole lot of trust in the U.S. Postal Service.

Not that there's anything wrong.

I'm sorry.

Letter carriers, we love you.

Okay.

They're not a sponsor, are they?

No. Okay. So my question to you um

luckily the i have some good choices as far as low-cost index funds you mean in the old plan

yes nice vanguard funds with uh super low fees because they're institutional shares. So keep it there.

Yeah, I'm trying to think if there's anything I'm overlooking as far as leaving it in there

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