All right. Next up is a question from The Second Rush.

He says, Hi, Money Guy Team. My wife and I are 30 and have nearly $500,000 between our retirement

and brokerage accounts.

Wow.

Doing really well.

Aboutcom.com. Go ahead.. Aboutw.com.com.

Work with us.

Go ahead.

I want to buy a small business to operate in three to five years.

Can I pull back on 401K contributions to fund the acquisition?

And also, I think for most of the money guy audience, like knowing when it's time to take

that next step into other investment projects. How do you know that you're ready? Well, okay, so this is where,

to answer this question, the second rush, we've got to go back to like the very base fundamental

of a belief that we have. And our belief is that money is nothing more than a tool that allows you to

accomplish the goals that you have and so for a lot of people one of their goals is financial

independence i want to be able to retire i want to be able to live off my money i want to be able to

work because i want to not because i have to but for other people, one of their goals might be entrepreneurship.

And it might be being able to be your own boss and do your own thing. And you and your spouse,

what you have to do is you have to sit down and you have to list out, hey, these are our

goals. Our goal. We have a goal of financial independence and a goal of entrepreneurship and

a goal of starting a family and a goal of buying a house and a goal of

you know fill in the blank and then you have to prioritize those goals and as you prioritize the goals

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