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Financial Audit

What The F*ck Is This? | Financial Audit

Financial Audit

Caleb Hammer

Investing, Education, Business, Self-improvement

4.3892 Ratings

🗓️ 20 February 2026

⏱️ 93 minutes

🧾️ Download transcript

Summary

FINALLY- she is able to tell us all the *wild* X-rated stuff about this insane guy... and it is legit *insane* ... Watch here: ➡️ https://bit.ly/chpostshow 💲 See what's new inside Dollarwise today → https://bit.ly/4ab6UM8 ============================= 🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS ============================= 👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus 🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb ============================= Master Your Money with Caleb Hammer ============================= ⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer ⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch ============================= *Check Out My Resources* ============================= 👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb 👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus 👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer 👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb 👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb 👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/ 👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer 👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer *Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

To watch episodes of Financial Audit a week earlier, check us out on YouTube.

0:03.1

I want to be a Disney adult. You're Disney adult? Kind of, yes. Oh. I won't need to get a second job. Okay, I can make it work. I have an only pay. Make it happen. No, you f***. I'm a free. What the f***? And a human f***. So it's both. There it is, ladies and gentlemen.

0:21.2

I'm a little slut.

0:22.1

I'll admit it.

0:22.7

No wonder he left you. What the f***? 10. And a human f***. So it's both. There it is, ladies and gentlemen.

0:21.6

I'm a little slut.

0:22.6

I'll admit it.

0:23.6

No wonder he left you.

0:24.6

Something big is coming.

0:27.6

Something that's going to change personal finance forever.

0:31.6

And the first 500 members get to lead the charge.

0:36.6

Go to dollarwise.com to change the future.

0:40.9

Hi, I'm Roxy.

0:42.0

I'm 29.

0:42.8

I'm from Grand Rapids, Michigan.

0:44.1

And this is Financial Lotit.

0:46.6

It sure is a fellow Michigander coming on down to the much better place of Austin, Texas.

0:52.5

Nice to have you.

1:27.5

What do you do up in Grand Rapids for a living? Halfway decent town, by the way. If you have to live in Michigan, Grand Rapids is a good. I'm new to the area, but I'm loving it so far, actually. That will go away quickly. Probably the snow is killing me. What do you do for a living there? I'm a general manager for quick service restaurants. Okay. Now, Grand Rapids, not one of the higher places to live in the United States for sure. So in terms of cost of living, general manager to a restaurant might actually make a halfway decent live in there. Is it a chain, big chain? Semi. Oh shit. Okay. Well, can you say it?

1:28.4

If you don't want to. Yeah, yeah. I work for a company called Pliables of Michigan. What? Pliables. That's a restaurant? Yeah. Pliables. Yes. Like, I'm going to go eat it. Pliables. Yeah. We're an assay bowl and smoothie. Okay, so it is not a big chain, is it?

1:45.2

Or else, did that come when I left?

1:48.1

Because, well, my store opened up in November. That's why I moved over there. What do you make? I make 58 a year now. Okay, 58 a year. Listen, in Grand Rapids, I mean, you should be doing at least halfway decent.

...

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