Why are you checking your credit score?

You don't want to live with mom and dad forever, do you?

You know, your credit score is the key to getting a credit card amortage.

I feel like the world is my oyster, frankly,

because I have a great credit rating.

Credit invisible? You were credit invisible when you got to the office.

I was credit invisible, but I'm not alone.

Credit card balances especially have hit a new record

at the end of last year nearly $1 trillion.

26 million Americans are credit invisible.

It's terrifying. It means you have no, you're nowhere on the credit score.

I went from 768 to 753 because this is where I bought my new car.

Team Mr. Money, do girls have to learn all this about credit too?

Repairing your credit is a bit like losing weight takes discipline

and it takes patience.

But most people have no real idea what goes into a credit score.

How about giving me a little credit?

Nobody gives you credit, Johan. It's something you have to earn.

So the credit score is kind of this like mysterious,

ephemeral thing. It's something that changes,

that defines us in a lot of ways.

But many of us don't really understand it.

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