Welcome to the Jill on Money podcast. It is Tuesday, March 30th. And coming to the end of the first quarter, what does that mean? It means it's time for you to rebalance your accounts. How about that? If you don't have automatic rebalancing, which amazingly, many firms actually still don't offer. A lot of

the places in your retirement accounts, they allow it. But many firms that are providing

investment accounts for individuals, they don't seem to have that. I'm shocked at that,

aren't you, Mark, or is that some way to get you back into your account? Why do they not have

it? If they can do it in certain 401kss on their platform, why not for all investors?

What do you think?

Mark uses Vanguard and he says they don't have it and it drives him nuts.

It's one of his pet picadillos.

Isn't that good?

I like that.

All right.

If you would like to ask us any financial question or share your particular annoyance in the financial services universe, send us an email. Ask Jill at jillonmoney.com. And if you're on the website, jillonmoney.com, just hit the contact button and we will get your email right from there.

So today, we are lucky enough because we have someone with the financial question who's

willing to come on the program with us. And if you want to join us, just let us know when you're

asking your question. We have Tim from Texas on the line. Hello, Tim.

Welcome to the program.

What can we do for you, sir?

Well, I've got a couple questions.

One is primarily what to do with, we've got about $30,000.

We're trying to figure out how to deploy.

We've got some, I guess you'd say, some kind of bad debt hanging around, some auto loans.

There's some student loans thinking about paying down, but those are on the zero percent

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