It's Brian Preston, the money guy, restoring order to your financial chaos, retirement,

investing, taxing.

You've got financial questions.

He's got financial answers.

It's Brian Preston, the money guy.

All right.

This first question is from James.

James said, what would the money guy team prioritize first?

After tax contributions inside a 401k within service distribution, so it sounds like this

guy has access to the mega back door Roth or contributions to a joint account.

So should I, when I'm thinking about financial order of operations, and I'm thinking about

building, if I have the mega back door, I've heard you guys talk about this hyper accumulate

thing, should I do mega back door or should I do after tax brokerage?

Well, I mean, because this kind of falls into step number seven of our financial order

operations, which is hyper accumulation.

I actually think that, and I hate, I hate answering questions with questions, but this is getting

when you get to financial order of operations, step seven, hyper accumulation, everybody's

a little different because this is the bucket strategy.

This is when you are not only thinking about asset allocation.

That's the early part of diversification.

This is when you start talking about diversification through tax location, where you're trying to

make sure that you're not retirement rich, but life poor.

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