Twas the Tuesday before Christmas and all through your money, your wealth,

Joe and Big Al's stockings were stuffed with your money questions.

First, there's equal withdrawal, we're balancing last year performance,

three and seven year moving average, the Cape Median, and more.

So which strategy did the fellows like best for withdrawing money

from a properly tax diversified and properly asset diversified retirement portfolio.

Joe gets in the giving spirit with an epic Christmas rant in response to that one.

Plus, the fellows discuss early retirement, specifically calculating taxes correctly for it,

and what part dollar cost averaging plays in planning for early retirement,

as well as spreading SIPC risk, understanding the discrepancy in basis on a limited partnership, the tax advantages

of a health savings account or HSA, and some vehement listener comments on our discussion of

paying off the mortgage in podcast number 302.

I'm producer Andy Last, and here are the hosts of Your Money, Your Wealth,

Joe Anderson, CFP, and Big Al-Clobine CPA.

Trying to get through them as fast as we can,

but the bag just kind of keeps filling up.

Hello, I have a mega backdoor Roth question wrapped in a whole life indexed annuity.

Just kidding.

Hope Joe's headdress.

Almost did there, my friend.

Yeah, mine almost did just hearing that.

Oh, God.

...