Berkeley

okay

live from the headquarters of Ramsey Solutions broadcasting from the pods

movie the storage studio this is the Ramsey show to where America hangs out to

have a conversation about life specifically money relationships mental

health and work all those are tied together more so than ever before the

phone number to jump in is triple eight eight two five five two two five

that's triple eight eight two five five two two five I'm Ken Coleman joined by

my colleague dr john deloni and we are here for you this hour let's go to

Samantha who's on the line in Salt Lake City Utah Samantha how can we help

thank you so much for taking my call and I am on baby step number five and I

have nine kids whoa and I need I hope you're I hope you're all are sitting down

here Samantha listen I need you to know that sometimes I get some feedback from

Reddit that I'm immature and I just thought of three jokes that I did not make

Reddit so I'm getting more mature by the minute I just want you to know same

team Samantha same team so glad you're growing although it's your co-host I wish

you weren't growing right now I'd like to hear those jokes so Samantha baby steps

five for people that are joining the audience that are really new that's where

you're saving for college how much have you saved so that is what I was gonna talk

you guys about because actually I did the baby steps out of order meaning that

my house has paid off and so I've done one two three four and six so it's really

five and seven and right now my husband he works at a junior college here and

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