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Networth and Chill with Your Rich BFF

What It Actually Costs to Build a Beauty Brand From Scratch

Networth and Chill with Your Rich BFF

Vivian Tu

Business, News, Careers, Business News, Entrepreneurship

4.81.8K Ratings

🗓️ 11 March 2026

⏱️ 50 minutes

🧾️ Download transcript

Summary

Vivian sits down with Julissa Prado, founder of Rizos Curls, for a candid conversation about what it really takes to build a beauty brand from scratch and what it costs, personally and financially, to bet on yourself as a Latina entrepreneur. In this episode, you'll learn: 1. How Julissa's lifelong search for products that actually worked for her curls turned into a business; including how much she personally invested to get Rizos Curls off the ground, what the early bootstrapping days really looked like, and where the name came from. 2. The money lessons Julissa grew up with, the ones she had to unlearn, and how her relationship with money evolved from before she became an entrepreneur to building a brand with a loyal, growing customer base. 3. The real revenue numbers behind Rizos Curls; her best months, her worst months, how much gets reinvested in the business, the biggest financial mistake she made while building, and how she decides what to pay herself as the founder. 4. How community has always been at the heart of Rizos Curls, why uplifting immigrant and Latina communities is central to the brand's mission, and how Julissa has used her platform to fundraise and drive real impact. Keep up with Julissa https://www.instagram.com/julissa_prado/ and Rizos Curls https://www.instagram.com/rizoscurls/ Plus use code RICHBFF to get 10% off your Rizos Curls purchase between March 11– April 11! Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcript

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0:00.0

With my hair down curly, it changed my whole life.

0:03.1

Big brands, like none of them had products for curly hair.

0:06.3

I just genuinely did not think that there was a future in my passion.

0:10.8

When I decided to actually start working on the business and investing on my money,

0:14.4

all right, I gotta make some sacrifices.

0:16.2

When you get a PO from a big retailer, it's very costly.

0:19.3

You're fronting.

0:20.0

You're at least $100,000 to produce that.

0:22.5

We actually had a truck full of product and it was stolen. Your hair products were hijacked.

0:35.6

What's up, rich friends? Welcome back to another episode of Network Worth and Chill with me,

0:39.5

your host, Vivian 2, aka Your HBFF, and your favorite Wall Street Girlie. Now, let's cut straight

0:45.4

to the chase. I have great hair. I mean, it's just true. People ask me all the time if I have

0:51.3

extensions, and honestly, no, this is all natural, baby.

0:55.6

But I also have naturally straight, wavy hair, so I can go into any store on any block and find

1:02.4

something that's going to work for me. But that's not the case for everyone. Up until pretty

1:06.5

recently, tried and true curly hair products and regimens were few and far between, usually

1:11.5

only reserved for a small section of a random shelf somewhere in the back of the store.

1:16.6

But with her brand, Rizzo's Curls, today's guest is creating amazing products for all

1:22.3

types of hair textures and curl patterns.

1:24.7

Everyone, please welcome, Julie Saprato.

1:27.1

Wow, I love that introduction.

1:29.8

I'm so excited to be with you today. Before we get started, you have stated that when you were

...

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