Look, there's a lot of speculative cryptos that can get great returns.

There's a lot of things that have, like you said, triple digit APYs, but look back to

Warren Buffett.

Look back to basic portfolio theory is that you have a small amount of your investments

in high risk stuff.

You have the bulk of your investments in lower risk stuff.

So your money's there next year and the year after and the year after.

So what we're going to talk about today, I think, is talking about some of those like,

you know, the places you probably put more of your portfolio in that have great return

but, like you said, lower risk and a lot of people don't even know this stuff exists

in crypto because they're so used to, oh, the coin did this or these high yield pieces,

but there's some exciting stuff happening.

I think we're going to bounce next to the slide, which is you're going to explain better,

but it really has this graph of risk versus reward, x, y, access.

What do we see happening here?

And how do you explain this to people?

So this is not perfect because there are many components in DeFi and it's kind of general

stereotypical, but it's a good base to start with, I think.

But generally speaking, if you look at risk rewards or more specifically on the risk side,

proof of stake and the crowd loans, which you talked about in the previous episode,

which was awesome.

I love the vibe we had there as well.

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