What Is a Healthy Budget for Christmas?

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 24 September 2020

⏱️ 4 minutes

🔗️ Recording | iTunes | RSS

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Summary

The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Chris Hogan, Christy Wright, Anthony ONeal, and Dr. John Delony. Part of the Ramsey Network. Delivered to you five days a week. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	It's Thursday, and this is the Ramsey Call of the Day.
0:03.7	Part of the Ramsey Network.
0:06.1	Joining me today is Ramsey Personality, Christy Wright.
0:10.1	Chelsea's with us in Reno, Nevada.
0:11.8	Hi, Chelsea.
0:12.4	Welcome to the Dave Ramsey Show.
0:14.8	Hi, Dave.
0:15.8	Thanks for taking my call.
0:17.0	Sure.
0:17.4	What's up?
0:19.4	Sorry, I'm a little nervous.
0:21.4	My husband and I are on baby steps 4, five, and six, and we make pretty decent money and have a Christmas-seeking fund, but always feel guilty every year.
0:28.5	Like, we never have enough saved after cash-filling life, and we end up going over-budget every year.
0:33.7	Some of our family is very wealthy and has everything and are always super generous to us and others are normal and deserve nice things.
0:40.2	So what's a healthy budget for Christmas?
0:43.5	Yours isn't.
0:47.3	Because it's not working.
0:50.2	Right?
0:51.0	Right.
0:51.4	So, like, how do I determine, you know, how much I should be allocating to each person.
0:56.0	Like gifts are my love language and a lot of my family's love language.
0:59.0	It's always been a big deal, but it's just like every year we just never seem to have enough
	...

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