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The Speakeasy

What If You Opted Out of Traditional Healthcare? | Andy Schoonover | Episode 397

The Speakeasy

The Girl Named Blake

Christianity, Religion & Spirituality

4.83.3K Ratings

🗓️ 7 January 2026

⏱️ 50 minutes

🧾️ Download transcript

Summary

Happy New Year and welcome to the very first Speak Easy episode of 2026. To kick off the year, Blake dives into a topic that impacts every family—even if we avoid talking about it: healthcare.

In this episode, Blake sits down with Andy Schoonover, CEO of CrowdHealth, to unpack why so many people feel trapped in traditional health insurance, how the system actually profits, and what alternatives exist for families who want more agency, transparency, and community-driven care. Andy shares his personal breaking point with insurance denial, how cash-pay medicine exposed the cracks in the system, and why CrowdHealth was built to give people a real exit ramp.

Together, they explore rising deductibles, denied claims, negotiated medical bills, prescription costs, and why "healthcare" often feels more like "sick care." This conversation goes beyond policy—it's about autonomy, informed choices, and breaking out of systems that no longer serve us.

If you've ever asked, "What am I even paying for?" or wondered if there's another way, this episode may open a door you didn't know existed.


CrowdHealth is a healthcare alternative that lets members crowdfund medical expenses, negotiate bills, and access care without insurance networks or massive deductibles.
✨ Try it out for $99 for your first 3 months with code SPEAKEASY at joincrowdhealth.com/speakeasy.
(CrowdHealth is not insurance.)

Sometimes opting out is the first step toward freedom.

Transcript

Click on a timestamp to play from that location

0:00.0

Welcome back to the Speak Easy podcast.

0:02.7

Happy New Year.

0:03.6

This is our first episode of 2026.

0:07.1

Where is the time going?

0:08.8

What is happening?

0:10.0

But also, we're thankful for it.

0:12.0

So for this first episode, we're talking about health insurance and health care.

0:15.9

Don't tune me out yet.

0:17.3

Okay?

0:18.1

Trust your girl.

0:20.0

This doesn't maybe seem like the most riveting subject matter. Okay. Trust your girl. This is, doesn't maybe seem like the most riveting subject matter,

0:24.7

but it's realistically something that people are talking about. I have had multiple conversations

0:32.1

about health insurance in the last few months because it's something that affects us and impacts us on a daily basis.

0:39.3

And I think even more than that, post-2020, there is this surge of people breaking out of the systems, right?

0:48.3

The numbers on homeschooling continue to grow.

0:51.0

More and more people are becoming self-employed and starting their own businesses.

0:54.3

People are looking for ways to become more self-reliant or reliant on their community and not so

1:01.5

much on these huge industrial complex systems that, if we're honest, have not just failed us,

1:09.5

but have, I mean, it's a big big word but i think it's the right word

1:11.9

oppressed us that have made things harder than they need to be and what we are finding is that

1:19.7

health care and health insurance is a lot of the time the primary offender in that and you don't even

1:26.0

need a conspiracy theory for that to be the truth.

...

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