What If Brands Were More Truthful? (plus an intro to Element)
The Stacking Benjamins Show
Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP
4.4 • 2K Ratings
🗓️ 30 April 2021
⏱️ 61 minutes
🧾️ Download transcript
Summary
"You'll spend more time searching than watching" would be an honest slogan for which company? If you said… well, let's not spoil every element of the show before it starts.
During today's special game show we ask our contributors to guess which companies our "honest" slogans belong to. It's a lot of fun, and one contributor has a bit of a hard time marking their place on their board. Our contributors joining our round table this week are Stacy Johnson from the Money with Stacy Johnson podcast, Len Penzo from the LenPenzo.com blog, and Paula Pant from the Afford Anything podcast.
After we wrap up our gameshow Joe sits down with the founder of Element, a new company designed to help personal finance creators answer questions from their audience. During their discussion Orban Oz shares how he discovered a startling statistic during his time building up a digital bank: personal finance creators are being asked questions all the time. That's where Element comes in. The platform sets out to make creators more accessible to their audience, and better response times. Today we dive into how it all works.
We finish today's show with a question from Michael, who's wondering if he's too conservative in his portfolio. Michael is 58 and his portfolio is 60% stocks and 40% bonds. He also has a pension with 100% survivorship benefits for his spouse. Michael also tell us he doesn't include the pension in portfolio allocation as fixed income.
He asks us two questions: is he being too conservative not including his pension in his calculations, and two, how much (if any), of their 1.4 million 401k should they convert into a Roth in retirement?
Enjoy!
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Transcript
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| 0:00.0 | At some point far in the future, historians will probably ask, what was daily life like |
| 0:07.4 | in the early 21st century? |
| 0:10.1 | Well, one thing we know for sure, nobody will ever point to these two clowns and say, |
| 0:17.1 | this was how you should have been Stacking Benjamin's. |
| 0:29.8 | Live from Joe's mom's basement, it's the Stacking Benjamin's show. I'm Joe's Mom's neighbor, Doug, and don't you wish brands would just come out and say what they really mean? |
| 0:45.9 | Like, what'll really happen if I eat McDonald's or how much will that jewelry shrink my wallet? |
| 0:52.5 | On today's show, we'll work to solve that problem as we bring you many of your favorites |
| 0:57.8 | and the taglines we think they should have used. |
| 1:02.1 | Joining us from Money Talks News and the Money with Stacey Johnson podcast, Shocker, we welcome Stacey Johnson. |
| 1:15.4 | And from the Afford Anything anything podcast it's paula pant finally from len penzo dot com it's god geez don't get your hopes up people it's just len penzo |
| 1:22.5 | plus do you have a one-off planning question you'd like to ask your favorite financial personality in private? |
| 1:30.1 | During our Friday fintech segment, we'll share a new app that helps creators like our team here help you manage your money better. |
| 1:38.3 | It's called Element, and we'll chat with Creator or Ben Oz. |
| 1:43.2 | Later, we'll magnify a lucky listener's money, |
| 1:46.7 | and I'll have your neurons firing after my cartoon-themed trivia. |
| 1:51.5 | And now, a guy who will gladly pay you Tuesday for a hamburger today, |
| 1:56.7 | it's Joe Saul Cihai. |
| 1:59.8 | I'll see-high. It's Joe Sal Siha. |
| 2:07.9 | And I promise I'm good for it. |
| 2:10.6 | Man, and you know, I haven't had a good hamburger in forever. |
| 2:12.6 | But it's the weekend. |
| 2:13.8 | So maybe today's the day. |
... |
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