My name's Ryan Paneda. I've bought and sold over $100 million with the real estate,

and I've started multiple seven and eight figure businesses. But let's pretend I've got no properties,

no money, no resources, no connections. How would I start today right now? Because if we're being

honest, it is completely different today than when I got into the game back in 2010 as a realtor and when I started flipping houses in 2015.

Today we've got higher interest rates. We've got AI. We've got really high prices.

There's so many different tools available. There's so much information available.

And the problem with abundance is that it becomes hard to choose. And so what I see from most real

estate investors is they make no choice at all and therefore do nothing. So now let's simplify

the process for exactly what you should do step by step. Step one is you need to find money.

Before you ever do anything, you're going to need some kind of capital to execute on building

your real estate business. Obviously, you need money to actually buy a house, right? Houses don't

just come free. You could buy houses without using your own money, but it's only because you

found somebody else's money. But the problem becomes, how do you even learn to find somebody

else's money? How do you get them to trust you in all of those things?

So in step one of this right now, I more so recommend just getting some startup capital,

and the best way to do that is through credit cards.

This is exactly how I got started in 2015.

My wife and I didn't have a lot of money, and so I applied for credit cards in her name and my name. In total, we were able to get $50,000 worth of credit between existing credit and new credit cards that we applied for. And with that, I ended up doing a balance transfer to get all of that in cash so that I had a down payment to buy my very first house flip. Now, here's the cool part. Some of the things I'm to to share with you in the next steps won't require you to do a balance transfer. You can actually use the credit card to get started in the business and do some proper things for your setup. But the point is you got to have to have some kind of startup capital to be successful in this business. Because a lot of the things that people try to do for free never really work you end up

spinning your wheels running around trying to go to all these different sources and try to get

sweat equity for leads and for mentorship and all this stuff and quite frankly you'd be better off

just figuring out how to get a credit card and fast track it to get the information

you need, to get the lead you need, to get the mentor you need, et cetera. Because remember, either way, you're going to spend money in this business. You're going to have to invest to buy homes. You're going to have to invest to get leads. You're going to have to invest to get the right softwares to set up your business. Everything requires money. And so if you don't have money, figure out how to

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