What Ham Radio, Biking, & Mortgages All Have in Common
Loan Officer Freedom
Carl White
5 • 743 Ratings
🗓️ 11 June 2025
⏱️ 9 minutes
🔗️ Recording | iTunes | RSS
🧾️ Download transcript
Summary
Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.
In this episode, your host, Carl White, shares how three unlikely passions—ham radio, biking, and mortgages—actually carry the same core lesson for success.
Carl dives into the overlooked art of listening with intention and the power of clear communication that cuts through the noise.
He draws a sharp parallel between pedaling up a hill and building a pipeline—both requiring daily consistency, not once-a-week effort.
You’ll walk away with a deeper understanding of how to “be the signal” in your business and why success always favors those who show up, stay clear, and keep going.
Transcript
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| 0:00.0 | I just love doing these podcasts. I really, I just want to thank everybody for listening in. |
| 0:13.9 | I enjoy doing the videos too, but you know, the videos you're always challenged by, |
| 0:17.7 | gee, I've got to get this done in 30 seconds or 45 seconds or a minute in seven seconds. |
| 0:22.4 | And you really can't go deep into things. |
| 0:24.4 | And I enjoy the podcast because I know most of you are you're either at the gym on the treadmill |
| 0:30.5 | or maybe you're riding a bike like I do in the mornings. |
| 0:33.5 | Maybe you're driving to work. |
| 0:35.2 | Maybe you're in the grocery store right now. |
| 0:37.1 | But you've got a little bit more time |
| 0:38.6 | and we go a little deeper into things so anyway i just want to thank you so much for uh |
| 0:44.5 | listening to the podcast uh and many of you for uh years and years and thanks for turning your friends |
| 0:50.1 | onto it so anyway so um hey if you're brand new here, my name is Carl White. And today I want to |
| 0:57.6 | talk about a, I want to connect a few dots that most people don't even know her on the same page. |
| 1:06.6 | So this is going to be a little obscure, but what is ham radio? |
| 1:12.1 | Do you know what ham radio is? |
| 1:13.6 | I think probably you do. |
| 1:15.3 | It's a two-way radio, kind of like a CB radio way back when, except this requires a license, |
| 1:24.8 | and we talk all over the world. |
| 1:27.1 | And so I'm a ham radio operator. |
| 1:29.0 | Those you know, Frank Gray, he is too. |
| 1:32.7 | So anyway, what do ham radio biking and mortgages have in common? |
| 1:41.6 | Right. |
... |
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