What Fewer Earnings Reports Could Mean for Investors and How to Teach Kids About Money (Video Episode)

NerdWallet's Smart Money Podcast

NerdWallet Personal Finance

Investing, How To, Education, Business

4.3 • 895 Ratings

🗓️ 9 October 2025

⏱️ 38 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

In this special video episode, learn what proposed stock market rule changes could mean for your portfolio and how to grow your teen’s money skills. Will corporate earnings reports soon shift from quarterly to twice a year? And what could new rules about day trading mean for everyday investors? Hosts Sean Pyles and Elizabeth Ayoola team up with senior news writer Anna Helhoski and investing lead writer Sam Taube to break down how potential SEC rule changes could reshape the stock market. They explore the pros and cons of less frequent earnings reports, what research shows about long-term investing behavior, and how easing day-trading limits might open doors for some investors — while raising risks for others. They also share practical ways to interpret earnings data, stay focused on long-term goals, and avoid emotional trading. Then, Sean and Elizabeth meet with listener Essa in-person to discuss how to teach kids money skills at home. They cover options for approaching allowances and savings goals (e.g., Greenlight), building credit safely via authorized-user setups or secured cards, and turning lessons into hands-on practice with simulations and budgeting tools. Essa shares what’s been working in her household so far and gets suggestions on how to introduce new money concepts to her kids. The Nerdy Investor by NerdWallet is a monthly email briefing for investors who want to stay informed about what’s happening in the world of money: https://nerdwalletinvesting.substack.com/about Get matched with a financial advisor for free using NerdWallet Advisors Match: https://nerdwalletadvisors.com/match Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: SEC rule change 2025, Trump administration stock market changes, FINRA margin requirements, quarterly earnings cycle, semiannual financial reporting, stock market volatility trends, P/E ratio meaning, price to earnings ratio formula, long-term investor behavior, day trading regulation, PDT minimum balance, $25,000 day trading rule, margin trading risks, investor protection rules, stock market research studies, dot-com crash lessons, European Union earnings rules, financial disclosure requirements, investing newsletter signup, U.S. Securities and Exchange Commission updates, FINRA proposal 2025, retail investor access, beginner investing risks, youth financial literacy, teaching kids about credit, financial education apps for students, Bite of Reality app, Next Gen Personal Finance platform, EverFi money games, Financial Times Uber game, teen debit cards, compound interest examples, high-yield savings comparison, 401k matching concept, family money discussions, allowance systems for children, and parent-daughter investing ideas. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0	You subscribe to music, TV, your gym, maybe even your weekly flowers, so why not your car?
0:06.0	A pivotal car subscription comes with serious horsepower.
0:09.4	One simple monthly payment puts you behind the wheel of a range rover or defender,
0:13.7	with everything from insurance to servicing taken care of.
0:16.8	No long-term commitments, no complications.
0:19.5	Experience exceptional driving without the hassle of ownership or leasing.
0:23.4	With Pivotal car subscription.
0:25.1	Subscribe to smarter driving.
0:26.9	Find out more at drivepivotal.com slash radio.
0:30.1	Kids have a lot on their plate.
0:31.9	There's reading, writing, and arithmetic.
0:34.4	Then there's the whole, you know, becoming an adult thing.
0:37.4	So when's a good time to start adding financial literacy to that plate?
0:40.8	We'll talk with a listener mom about her kiddo money questions.
0:47.5	Welcome to Nerd Wallet's Smart Money Podcast, where you send us your money questions,
0:51.1	and we answer them with the help of our genius nerds. I'm Sean Piles. And I'm Elizabeth Ayola. Later this episode, we'll be talking with a listener
0:59.5	about how and of course when to start setting your kids up for financial success. And a note
1:04.7	before we get started, if you've always wanted to watch smart money and not just listen to it,
1:08.9	your wish is granted. This is another special video episode and you can find us over on YouTube. Just search for NerdWallet. All right, let's get to our weekly Money News Roundup, where we break down the latest in the world of finance to help you be smarter with your money. Our news colleague, Anna Hilhouski is back with us, and today we're talking all about how the rules of the stock market are changing.
1:31.7	Yeah, you've likely heard about President Trump's tariffs, tax cuts, spending.
1:33.5	We talk a lot about that here.
1:38.9	But you might not be aware of some pretty big rule changes that the administration is making in the stock market.
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from NerdWallet Personal Finance, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of NerdWallet Personal Finance and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.