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Welcome back. Ladies and gentlemen, you're listening to another edition of DIY Money.

DiWi Money. Logan. Quint, how you doing, sir? I'm great, brother. It's a beautiful day. It is a beautiful day. And this day is a very important day because it's your first day of retirement. And I... What a weird word. Well, someone draw me a bath. I think I'll retire for the evening. That is a weird word. You're not exactly retired by any means, but you are really retired from like

your, I would say, building wealth through income standpoint. Like you're, you're now going to

put your efforts into things that aren't exactly going to be bringing in tons of income.

Yes. And you're 48 years old. So for listeners out there, we're not going back to the basics. We're not doing

any of that. I just wanted to have an episode where we talk to you and how did you get here? How do you

get here at 48 years old? So it's a great question. And I do, I think this is important. We have a lot of

listeners, you know, have been listening to the show for the last six years. And I think in this industry, there are, and this is going to be fascinating to say,

and it's anecdotal. I don't have any facts. Maybe somebody's done a report on this, but there

are a lot of advisors and financial people who don't follow their own, like, wisdom

or what they're helping clients do.

Yeah.

And I, first and foremost, when I entered the business, and I'm 20 nothing years old.

So back up a minute and just so you, just to rehash,

I know you know this, but so our people know this.

I get out of school in 2000.

And oh, by the way, in full disclosure,

I'm two classes short of a degree.

Okay.

So I came to school in 1996. I've never talked

...