Congratulations graduates, you now have a degree in psychology, philosophy, sociology,

feminist studies, pre-med, or dozens of other possible subjects.

As you step off the podium with your degree in hand,

here's a question for you.

Did you learn anything about money?

Did you learn anything about debt, taxes, or why the rich keep getting richer?

As you enter the real world, do you realize your bankers will not ask you for your college degree,

or your grade point average?

Bankers want to see your financial statement, not your report card.

You know how to read textbooks.

You're a highly literate people.

But are you financially literate?

Do you know how to read a financial statement?

I learned more playing monopoly than I ever did in school.

After all your hours in the classroom, how high is your financial IQ?

I'm guessing that for most of you, the answer is I don't know.

Some of you will reply, I don't care.

On graduation day, all you make care about is making a difference in the world.

But if you don't care about money, money won't care about you.

And you'll probably wind up in your parents' basement.

In the real world, money is always a problem.

If you don't have money, that is a problem.

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