What Do We Think About Market Timing? (RWD 087)
The Stacking Benjamins Show
Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP
4.4 • 2K Ratings
🗓️ 25 February 2019
⏱️ 66 minutes
🧾️ Download transcript
Summary
We haven't talked about market timing at all on the show lately, so the Fintern thought it was about time to reach back in the archives and find an old episode on the topic.
This eshow is from a Wednesday back before we changed our format. OG sounds like he's in a tin can, to a degree, but if you can get through that, the show itself is a really great collection of letters from you.
Here's the original show notes from 2015:
Today the star of the show is YOU! You ask us about market timing, diversification and risk…and we deliver the goods.
Plus PK is back in the basement to argue with Joe about emergency funds. When is it the right time to save into your emergency fund? Is it best to save BEFORE you pay down debt or AFTER? PK says AFTER and Joe says BEFORE….you’ll hear the epic debate on today’s show!
As if that weren’t enough, today’s headline is about China’s recent move to regulate their stock market volatility. Is that good or bad for investors? We also review the film Focus with Will Smith and Margo Robbie.
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Transcript
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| 0:00.0 | Pre-recorded from Joe's mom's basement, it's a rewind episode of the Stacking Benjamin's show. |
| 0:08.6 | Hey everyone, I'm Griffin the intern, or like the computer repair guy likes to call me the Fintern. |
| 0:13.8 | You may be asking yourself, how does the computer repair guy know I'm the Fintern? |
| 0:18.1 | Well, I just took Joe's laptop to get fixed, and they found some old |
| 0:21.4 | photos of the show before the format changed. That had me wondering, how many listeners have actually |
| 0:26.9 | heard the old stacking Benjamin's show, as Joe would put it, back in the good old days. |
| 0:31.8 | I dug through the archives and found today's rewind episode from 2015 titled, What Do We Think |
| 0:36.8 | About Market Timing, Your Letters? |
| 0:39.0 | On this letters episode, the guys cover everything from market timing to diversification, |
| 0:43.4 | risk, and more. Plus, there's a big debate between Joe and P.K., a blogger who used to be part |
| 0:48.9 | of our cast from the site Don't Quite Your Day Job, about emergency funds, should you build |
| 0:53.1 | one up before or after you |
| 0:54.7 | pay down your debt. While the show format will feel different, you'll find the advice is |
| 0:58.6 | pretty much the same. And like I mentioned earlier, this episode is from 2015, so it's a bit late |
| 1:04.3 | to claim any prizes or giveaways. Enjoy, Fintern out. |
| 1:13.8 | Hey, I'm Dave from the New York budget.com. |
| 1:17.6 | And when I'm not rooting for Bitcoin to succeed, Texas. It's the stacking Benjamin show. |
| 1:43.8 | Hey, everybody. I'm Joe Saul |
| 1:44.7 | Seahy, average Joe Money on Twitter. And on today's podcast, you are the star. We are taking |
| 1:50.3 | your letters. We're going to answer listener letters on paying down debt versus investing. |
| 1:56.2 | Which should you do? Should you hold off on putting more into retirement plans or opening a Roth so you can |
| 2:01.8 | pay debt earlier or should you get started saving? Also, bonds. Should bonds be a part of your |
... |
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