What Baby Step Am I Actually On? (Hour 2)

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 8 November 2022

⏱️ 41 minutes

🔗️ Recording | iTunes | RSS

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Summary

Dave Ramsey & Kristina Ellis discuss: Determining what baby step you are in, Deciding to become a stay-at-home mom, Moving to make more money. Support Our Sponsor: PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	wh while
0:18.0	Live from the headquarters of Ramsey Solutions, broadcasting from the pods moving in a storage
0:33.4	studio, it's the Ramsey Show where that is dumb, cash is king and the paid off home
0:39.2	mortgage has taken the place of the BMW as the status of both choice.
0:45.7	We help people, build wealth, do work they love and create actual amazing relationships.
0:53.0	Christina Ellis, number one bestselling author Ramsey Personality is my co-host today.
0:57.9	We invite you to join us.
0:59.1	The phone number is triple eight, eight to five, five to two, five.
1:05.2	Jacqueline and Phoenix is going to start off this hour.
1:07.8	Hey Jacqueline, what's up?
1:08.8	Hi, Dave, thanks for taking my call.
1:12.0	Sure.
1:13.0	So I'm curious if I'm on baby step two or baby step six.
1:19.9	My husband and I have saved her house and we had a down payment and I'm looking for a mortgage.
1:25.3	My grandmother offered to let me borrow from my trust fund and the expectation was that
1:31.1	I would pay it back because she doesn't want me to have my trust fund until after she
1:34.7	passes.
1:35.7	And so I've been tackling the debt like it's baby step two and my husband thinks that we
1:40.4	should just chill out a little and tackle it like baby step six.
1:46.7	You said you had a down payment for the house previously.
1:49.3	Is that correct?
1:50.3	What was that down payment?
	...

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