What a homeowners insurance bill of rights could do
Marketplace Morning Report
Marketplace
4.5 • 927 Ratings
🗓️ 28 October 2025
⏱️ 7 minutes
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Summary
More than half of homeowners say their insurance premiums went up in the last year, according to Consumer Reports. The biggest culprits? Inflation, construction costs, and extreme weather. In response, Consumer Reports has drawn up what it calls a "Homeowners Insurance Bill of Rights," which it hopes will be adopted by states around the country. Today, we'll hear more. But first, Elon Musk has released an artificial intelligence-powered rival to Wikipedia.
Transcript
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| 0:00.0 | A new option, take the word Wikipedia, remove the wick, and swap in grok? |
| 0:06.9 | I'm David Brancaccio in Los Angeles. |
| 0:08.8 | Now, you know Wikipedia, a vast online encyclopedia written revised, repaired by volunteers around the world? |
| 0:15.5 | Well, entrepreneur and activist Elon Musk, has come out with a rival called Grockapedia that's powered by an artificial |
| 0:22.4 | intelligence model developed by one of Musk's companies. Marketplaces Nancy Marshall |
| 0:26.7 | Genzer joins us now. You give it a whirl? I did. And, you know, it's pretty bare bones. |
| 0:32.9 | At this point, Grockopedia is just a search bar against a black background. There are no pictures |
| 0:39.2 | that I could see, just white text against the black. |
| 0:43.0 | Musk has argued that Wikipedia is too woke. What's he saying? |
| 0:47.8 | And a post on X last December, Musk urged his followers to stop donating to what he called |
| 0:53.6 | wokeopedia until they, quote, restore balance to their editing authority. |
| 0:58.9 | I compared the Wikipedia and Grogapedia approaches to the issue of climate change. |
| 1:05.4 | The Grogoppedia entry says the Earth's global surface air temperature has increased, |
| 1:10.3 | but the human role in recent |
| 1:12.5 | warming may be overestimated. The Wikipedia entry just says there is a nearly unanimous |
| 1:18.5 | scientific consensus that the climate is warming and that is caused by human activities. |
| 1:24.7 | And where does this new Grocopedia get its info? In some cases from Wikipedia. For example, |
| 1:33.5 | there's a footnote at the bottom of the entry for MacBook Air that says the content is adapted from |
| 1:39.4 | Wikipedia. When this was pointed out to Musk on X, he said, I know. Then he added that, quote, we should have this fixed by end of year. A key difference here, David, is Wikipedia uses human editors and its entries are written by people. Grogoppedia's entries are generated by AI. |
| 1:59.2 | All right, Nancy, thank you. You can check out for yourself what Musk's |
| 2:02.5 | Grockapedia says about Elon Reeve Musk. It's a lush entry. I counted 10,800 words with its |
| 2:09.6 | description of Musk's ugly dispute with President Trump at the end of Musk's tenure at the Department |
... |
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