This is a Voyescape podcast.

You can find all of our travel podcasts from around the world at voyescape.com.

Welcome to Card Talk, the show where we help you decide if this credit card

card belongs in your collection.

Today's card talk, Wells Fargo, One Key Plus MasterCard.

Now before we dive into this card, I want to remind people what One Key is.

So there's a rewards program that's in common between Expedia, Hotels.com, and VRBO.

And we all kind of were pretty disappointed by it because it replaced a good rewards program that Hotels.com offered before that.

And now, I guess it's good that you have one program across all three, but it's not nearly as rewarding as the old one.

However, we're not talking just about that rewards program now.

We're talking about the credit card that was launched by Wells Fargo called the One Key Plus.

Because it's not just about one key.

It's one key plus some other things, I guess.

We'll talk about what those things are in a second.

But for starters, it's a card with a $99 annual fee, no foreign transaction fees.

So that's always nice.

The earning rate, 3% at Expedia and Hotels.com and VRBO, also 3% of gas stations, grocery stores,

restaurants, and food delivery, and 2% everywhere else. Now, when I say the 3% you might say,

oh, well, I went to the landing page and it said 9% at Expedia or whatever, whatever it's saying

there for the percentages that they advertise, they're including the

percentage that you'll get, like if you have elite status with one key from Expedio, no matter what

credit card you use. So it really earns 3% is what it is on Expedia and Hotels.com and VRBO.

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