Presented by Electronic Payments Coalition

Community banks and credit unions in all 50 states oppose the Durban Marshall credit card mandates.

Proponents claim small institutions are exempt from the bill's price controls, but community banks and credit unions know better.

After the 2011 Durbin Amendment, fraud attempts soared 17-fold for exempt institutions, and research shows this

bill would devastate credit access for working families. Congress, oppose the Durban Marshall

Credit Card mandates.

Good morning. I'm Jake Sherman. And I'm Max Cullen. And welcome to the Daily Punch, brought to you by Punch Bowl News. It is Monday, April 13th, 2026. Let's get it to the mix. Here are your Washington headlines of the day. Number one, Iran, FISA, reconciliation, and expulsions. Congress is weak. Number two,

digging in deeper to the expulsion free-for-all in the House. And number three,

Melania Trump is heading to the Capitol. Let's get into it. Max, we are back. Congress is back this week from its two-week recess. If you're watching on YouTube or on

Punch Bowl News Global TV, excuse the construction behind me. I'm getting a new bookshelf,

which is very exciting. And Rory McElroy Max is the Masters Champion. Once again, what do you

think? Yeah, I mean, two years in a row. Good for Rory. He wanted to choke, but he didn't, so good for him for pulling it out. He did, I don't know if you wanted to, but he definitely got close to, and he is now in the discussion, and he says it's nice to be in the discussion, and I think that's great that he thinks it's nice as the best European golfer ever. So we'll see how it all

works out for good Rory. And let's talk about what's happening in Congress. Two-week recess is over.

The president is blockading the strait of Hormuz. Oil is back above $100 a barrel. Trump warned

that gas prices can remain high through November. There may be House and Senate

war powers votes. A lot of decisions Congress has to make. We will talk more about the expulsion

situation after Eric Swalwell dropped out of the gubernatorial race amid a torrent of accusations

of sexual assault and improper behavior. But let's start with the Senate reconciliation this week.

They are looking to get a budget resolution going and have the budget resolution on the floor

next week.

The Senate will resume action on the Save America Act, but they will start on reconciliation.

This is going to have repercussions, Max.

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