Welcome to the win make give. Well series. This is part nine. And my name is Ben

Kenny. I am joined today with Chad Himes. And Bob Stewart. Let's do this. And the guy

that nobody ever hears from Dave Weldon in the background. Hi, I'm Dave. And that's exactly

what he sounds like. We are we are plays guitar instead of sings, I think. Hey, Bob

Stewart, we are eight parts done into the well series. What sort of things have we already

covered? Covered earning more income. We've covered reducing our expenses. We've covered

it. I mean, just getting an idea where we're at, right? Our reality check. We did our

network tracker. We're need deep into this. Yeah, we are. And the weird thing is that

during the really the first eight parts of the well series, it's kind of like an emotional

roller coaster, isn't it? Oh, absolutely. You go through this point where you're like,

I need a reality check. And maybe you're like crap. I didn't know is this bad or crap.

I didn't know I spent that much money or maybe, oh, it's not as bad as I thought or maybe

my net worth is a little higher than that I imagined. Or maybe it's improved dramatically

since the first time that you took the well series. Or maybe your, your, a little bit

younger. And this is the first time you've ever learned about money and your parents invited

you to do this course. Maybe they bribed you with money or books or prizes or charts

or chocolate, chocolate candy that would work for me. Yeah. Anyway, the well series is

a journey. In the last episode, we talked about something that I named the buckets of

wealth. And we talked about another subject called cash reserves. And I just want to revisit

that for a second before we dive too deep into today's subject, which is financial instruments

by the way, assuming that we could reduce our expenses to less than what we earn, we'd

have some extra leftover. And our goal with that extra Bob is to save that up into what

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