We're Retired And Don't Have Enough For Groceries
The Ramsey Show Highlights
Ramsey Network
4.5 • 839 Ratings
🗓️ 2 April 2026
⏱️ 9 minutes
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| 0:00.0 | Zander shops all the top-term insurance companies to save you money. |
| 0:06.8 | Get started at zander.com. |
| 0:08.6 | My husband and I are retired. |
| 0:10.6 | He's 65 and I'm 70, and our home is paid for, and so are both of our vehicles, |
| 0:16.8 | but we have a lot of credit card debt, and it's kind of choking us so that it's hard to make |
| 0:23.1 | groceries even so I'm just looking for some direction. |
| 0:27.6 | How much credit card debt do you have? |
| 0:29.1 | We go for part-time. |
| 0:30.5 | It's probably $35,000, $40,000. |
| 0:33.7 | Okay. |
| 0:34.5 | And you both work part-time and you're collecting Social Security? |
| 0:38.1 | Yes, and he gets a small disability pension from the military and I have a small pension from... |
| 0:45.0 | So when I pile all of that together, what's your monthly income? |
| 0:49.3 | About $3,000. |
| 0:53.1 | Both of your own Social Security and both of you're working and both of you have a pension and you only got $3,000. Both of your on Social Security and both of your working and both of you have a pension |
| 0:56.6 | and you only got $3,000 coming in? |
| 0:59.0 | Right. |
| 1:00.0 | It's a very small pension. |
| 1:02.6 | Very small Social Security. |
| 1:05.3 | Yeah. |
| 1:07.2 | Hmm. |
| 1:07.9 | He gets 1625 and I get 1250. |
... |
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