We're Millionaires But Struggle To Pay Our Bills

The Ramsey Show Highlights

Ramsey Network

Business, Investing, Education, Self-improvement

4.5 • 839 Ratings

🗓️ 6 October 2025

⏱️ 4 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app.
0:04.3	Start budgeting for free today.
0:06.7	I'm feeling a little discouraged.
0:08.4	A year ago, my husband and I were on Baby Step 4.
0:10.9	We had two full-time jobs, three additional income streams.
0:14.5	But in the last 12 months, my husband lost his job.
0:17.2	We're down to income streams.
0:18.9	We had to deplete our emergency savings, use some
0:21.4	retirement funds and go into debt. And we are, well, I guess I can explain that. You didn't have to,
0:29.9	but you did. Why? We were trying to get out of debt by selling one of our properties.
0:36.1	You got into debt, you said. Yes, because it took
0:40.1	us longer to sell the property and we had to put more into it to sell it than we were expecting
0:44.9	to. But why did you not just go get the job and replace the income? I'm sorry, which job?
0:52.4	The one he lost.
0:55.2	Oh, he did.
0:58.5	He found another job, but he had to take a pay cut.
1:03.4	Okay, there's a lot of have-toes in this story.
1:07.7	All right, and, okay, how can I best help, darling?
1:12.9	Well, so we are net worth millionaires, but we're struggling to get by a month to month,
1:17.3	and we recently sold one of our rental properties, like I said, to get us out of debt, and we're just at a crossroads and unsure of what the next best move is.
1:22.5	Okay.
1:24.1	If you have a net worth, so is your household expenses too high?
	...

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