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I have to warn you, if my husband comes home, I'm going to have to hang up real quick.

Why?

Well, that's kind of why I'm calling.

My husband, I'm a stay-at-home mom.

I was a doctor before that, but ever since having my kids a few years ago,

I just been staying home. And, um, the deal was that I don't have to worry about money and

my husband will take care of everything and he'll manage the big house and the cars and all that.

And I just buy what I want, what I want. Uh, I started to notice notice that my credit card bill was not getting paid off in full,

like a few, like I would say like around September, October.

This was the second time that had happened.

And then the first time he paid it all off.

And then this time, um, it would not paid off.

So I finally started asking him more questions,

and I found out he has a lot more than I have of credit card debt.

And he's just, he has car loans.

And I just wasn't paying attention at all.

And now we're basically in trouble with debt.

And we're going to have to move to a smaller house.

I don't know how we're going to pay for the kids.

So this whole thing of you buy whatever you want didn't work?

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