We're $48,000 In Debt To My In-Laws

The Ramsey Show Highlights

Ramsey Network

Business, Education, Investing, Self-improvement

4.5 • 839 Ratings

🗓️ 6 February 2026

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	brought to you by the every dollar app start budgeting for free today i was discussing with my
0:08.3	wife some kind of some payments we're making and different things and kind of getting things planned
0:13.3	out for the near future and one of the clouds that's kind of hanging over us is the money that we owe
0:19.5	her parents and i a lot of it kind of came
0:23.5	into the relationship from before I even met her. And so I was just kind of wondering how I should
0:30.8	go about a conversation with my in-laws to try to kind of figure this out. And I guess what's right
0:37.2	for me to ask for and I guess just how to go
0:39.9	about it all. So did she owe them money on her own before you got married? Yes. So roughly a decade
0:48.6	ago, she started college and they pretty much just gave her a blank check and told her, I mean, I'm still kind of cloudy on the
0:56.2	conversations that did happen, and I've never been involved in any of them since.
1:00.0	Okay.
1:00.3	And so they basically wrote her a blank check, and she, and then took out some student loans
1:06.8	in her name as well. And we're paying off the student loans. We should have that paid off
1:11.6	by the end of the year. We're, you know, being really diligent with that. How much were they?
1:16.2	The student loan is about 22 grand. Okay. And how much was the blank check for?
1:21.8	That's where, based on the ledger I've seen, it's about 46 to,000 to, I think it's about $46,000.
1:29.9	Okay.
1:30.3	And what did that money go towards?
1:31.7	Just life?
1:33.2	Yeah, it was living expenses, college.
1:35.9	There were things on there, like one of the most noticeable for me was Amazon fake plants for $29.95.
1:44.5	Okay. So just a lot of...
	...

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