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All right. Let's start with Jessica in Boston. What's going on, Jessica?

Hi. So I'm wondering how my husband and I have, we're a family of five. We have three kids, five and under.

We both work. We make a very good living north

of 300k a year, which almost 50 of it is tax-free because my husband received VA disability

pay monthly. But we are, we've had several crises, crisis, I guess, come up the past two years.

And we were debt-free, but now we've, due to the unexpected occurrences.

We're now living beyond our means, paycheck to paycheck, have no savings.

And, you know, our emotional, our physical health is taking a toll, our marriage is taking a toll.

And we want to stop living paycheck to paycheck.

How do we get out of this?

And how can we repair the relationship along the way.

I'm sorry to hear what you're going through.

Yeah, what happened?

What were the crises?

Yeah, so we, the height of the real estate market, right?

We sold our first house.

You know, this is our opportunity to get debt free. We were probably,

I want to say, between 50 to 65,000 in debt at the height of the market in 2021, we sold our

first home, walked away, got free, paid off the entirety of our debt. And then I got pregnant

with our third child.

I was only six months postpartum, and I was actually struggling with postpartum depression

...