Tessa's question is up next. You talk about critical mass a lot.

So what is considered critical mass?

We are currently in our mid 30s and are saving 30 to 35 percent of our income.

When should we consider diversifying our investments outside of index mutual funds.

Well, there's really two questions there.

And Brian, you've got a book coming out here when it's coming out in May 28th

Millionaire Mission if you've got people know about it working they go to check it out

Yeah, I want you to go to money guy.com slash millionaire mission and we'll load you up with all the details any promos we're doing currently or

Also all the different places you can buy and check it out and is this the right time to kind of give them an update on a big announcement too.

Oh yeah we have a big announcement. Let's save it till the end.

Save it to the end.

Save it to the end.

It's a really good announcement too.

The reason I brought that up is what...

You talk a little about the critical mass in the book.

Like it's one of the things that you talk about about how do I know when I've gotten there like how do I know that it's the point that maybe I should start focusing on this what would you say what would you tell Tess if she's trying to figure that out for herself?

Well, I think that there's several components and one of these, I do have an entire section in the book,

but there is one thing that I wish I could go back and add, but at some point they just tell you Brian quit adding stuff to the book and

this new you know and the thing because I've done we've done social media we've gotten

great interaction I would tell you the first thing to pay attention to is

how can you get to a hundred,000 as fast as possible.

That's not officially what I consider full-on critical mass, but here's what I do know from

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