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Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 25 January 2024

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	brought to you by the every dollar app start budgeting for free today
0:06.1	Alyssa is with us in Naples Florida hi Alyssa welcome to the Ramsey show
0:11.0	hi hey what's up oh not much just taking a break in my workday
0:18.3	okay how can we help?
0:30.6	So I just got remarried in October, and my husband and I, you know, after the wedding, really sat down and took a good look at our combined finances.
0:36.1	Good.
0:36.5	And we definitely made a lot of debt choices independently and now coming together,
0:44.3	trying to figure out how we can tackle that, hopefully, you know, for the new year,
0:50.0	planning on, you know, having a kid.
0:53.0	I already have a nine-year-old daughter and trying to get those, you know,
0:59.1	figured out so that we're not constantly worried about savings and being able to retire.
1:08.5	Sounds like you need to do all the things that all of us need to do.
1:12.5	Yeah.
1:13.1	Feed babies, retire, get out of debt, save money, right?
1:16.8	Right.
1:17.7	And part of the thing that's a little bit frustrating is, you know, between our combined finances,
1:24.6	we're bringing in about $11,500 a month and still feel like we can't, you know,
1:30.8	we've only got about 3,000 in our savings, and not able to really contribute to retirement or anything
1:36.2	like that. So trying to figure out. How much debt do you have?
1:41.2	So student debt, we've got about 140,000, um, credit.
1:47.0	Um, who's the lawyer?
1:48.0	I'm the mental health therapist.
	...

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