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The Ramsey Show Highlights

We Just Got Married but My Wife Still Lives With Her Parents (By Choice)

The Ramsey Show Highlights

Ramsey Network

Business, Investing, Education, Self-improvement

4.5839 Ratings

🗓️ 7 January 2026

⏱️ 9 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

If your private student loans are in default, you're not out of options.

0:06.6

Go to yrefi.com slash Ramsey.

0:08.8

I am recently married within the past three months, and my wife has loans, student loans, and

0:19.1

car payments, and we are in debt. I personally had zero debt and I owe

0:26.8

nobody anything. And we are married but living separately by choice because we wanted to knock

0:35.4

out this debt before we went in and decided to buy a house

0:39.2

or something. So I wanted to see what your advice would be for us to knock out this debt

0:45.9

before jumping into buying a house.

0:50.8

You got married three months ago and you don't live with your wife?

0:57.0

Unfortunately, no.

0:58.6

We are in a very special situation where we're lucky enough that both of our parents

1:03.6

still let us live at our respective parents' houses.

1:07.5

So we're weekend warriors is what I call it.

1:13.6

I also have a pretty... Hold on a second on hold on hold on hold on what is weekend warrior I'm afraid to ask this but I got

1:18.5

I know they get to see each other you guys go to one of the others parents house on the weekend

1:23.5

yes yes are you in different cities, honey? We are in different states.

1:30.3

Okay. Where are we going to live when we get married?

1:35.3

Planning on, we are already married. I know. But planning on...

1:40.3

Not really. You're still married to your own.

1:43.3

Planning on living in Ohio. Granted, I am a professional basketball. You're still married to your mom.

1:46.3

I plan on living in Ohio.

1:52.3

Granted, I am a professional basketball player, and I have been for the past two years.

...

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