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Ramsey Everyday Millionaires

We Grew Up Poor—Now We’re Getting $2.6 Million. What Do We Do?

Ramsey Everyday Millionaires

Ramsey Network

Careers, Investing, Business

4.63.6K Ratings

🗓️ 17 April 2026

⏱️ 9 minutes

🧾️ Download transcript

Summary

⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!    Next Steps: 💰Need help with your investments? Connect with a SmartVestor Pro:⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠) #PaidEndorsement 📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠) 🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠) 📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠) 🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠)    Listen to more from Ramsey Network: 🎙️ The Ramsey Show  💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy

Transcript

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0:00.0

This episode is brought to you by SmartVestor.

0:07.8

Connect with an investing pro near you at Ramsey Solutions.com slash SmartVester.

0:13.8

Meredith is in Greenville, South Carolina.

0:16.0

Hi, Meredith.

0:16.5

How are you?

0:17.4

Hi, Mr. Ramhee.

0:18.4

How are you?

0:19.3

Better than I deserve.

0:20.3

What's up?

0:24.0

Yeah, so my husband and I have two young kids under the age of four. We currently run a small dup for about $7.85 a month, and we have about

0:30.7

$7,000, I mean, sorry, $4,000 in savings. And the only debt we have is a credit card, but we pay

0:36.3

that off every month, like completely off.

0:39.1

We're about to receive a $2.6 million lawsuit for a medical malpractice.

0:46.0

And we didn't grow up with money.

0:48.2

So honestly, we're kind of scared, and we just want to make sure we're doing the right thing for our family.

0:54.1

So my question, to you would be we're doing the right thing for our family.

1:00.5

So my question to you would be what would be the wisest thing for us to do and like how should you handle this?

1:01.9

It's a fabulous question.

1:04.5

I really, really like your spirit and your attitude.

1:08.2

Thank you so much.

1:10.3

You are very wise to be scared.

1:14.7

Okay.

...

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