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We have Kristen in Houston, Texas. Hey, Kristen. Welcome to the show.

Hey, thank you very much for taking a call. Absolutely. How can we help?

Well, my husband and I are in a financial transition. So we've been paying off our credit card debt for like the last

two years. We've been chasing our tail with it. We're due to pay off our credit card debt by the end

of December, maybe the beginning of January. Okay. Coming up. It's great. Yeah. Yeah. Congratulations.

This has been, thank you. It's been crazy. Yeah. Okay.

So our next phase that we want to do is work on building our savings for down payment and closing cost to purchase real estate within the next year or two.

This year, we made two big decisions.

Well, actually, we made two big purchases and one big decision.

We're renters right now.

And our rent was going up and my husband and I decided, okay, let's go ahead and move into an RV.

Well, I already had one that was paid off.

I traded that in and we purchased one.

And so that's what

we're doing right now is we have a brand new RV and we pay space rent. So that's our

housing. Then my truck, which was his truck is paid off, my truck is paid off. But my truck

ended up meeting like $15,000 of maintenance repairs in the last year and a half.

Just a turn right around and have another $1,500 repair.

And we said, forget that.

We needed an upgrade truck for the RV anyway.

And so we went ahead and made a purchase for a truck to pull the RV.

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