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Smart Money Happy Hour with Rachel Cruze and George Kamel

We Call Out Your Cringe Money Behaviors

Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network

Business

4.92.8K Ratings

🗓️ 9 October 2025

⏱️ 44 minutes

🧾️ Download transcript

Summary

💸 Uncover extra cash in your budget with the Money Finder Challenge. https://ter.li/sxaau7   Is one generation building wealth better than the rest? Or are we all financially “cringe” in our own way? From Gen Z to boomers to millennials and their Gen X parents—today, we’re calling everybody out, and you don’t want to miss the fun.   Next Steps: 🎥 Watch our video Is Gen Z Financially Doomed? Let’s Talk About It 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour. 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  💵 Create a budget and track expenses with EveryDollar.   Connect With Our Sponsors: Check out the FAIRWINDS credit union exclusive account bundle. Get 20% off when you join DeleteMe. Get up to 40% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍹 Blackberry Vanilla Mocktail Recipe: Yummi Haus   1/3 cup blackberries 1 ounce lemon juice 1/4 tsp vanilla extract 1/2 tbsp raw honey 1 can ginger ale   Instructions: Combine blackberries, lemon juice, vanilla and honey with a splash of ginger ale in a shaker and muddle. Pour through a strainer into glasses filled with ice. Fill remainder of glass with ginger ale, garnish with additional blackberries or lemon wedge, and enjoy!   Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Today we are reclaiming the word cringe from Gen Z because every generation has money behaviors they cannot stand.

0:12.5

I make a more boomer with that one.

0:14.2

One point for the boomers.

0:15.6

Have you ever spontaneously spent something over $1,000?

0:19.5

I did.

0:20.4

Well, this was recent for you?

0:21.5

Last night.

0:26.8

Hey, guys, I'm Rachel Cruz.

0:28.8

I'm George Camel.

0:30.5

And this is Smart Money Happy Hour.

0:41.4

Hey, is saying things in unison considered cringe?

0:42.6

No, I love it.

0:43.1

Really?

0:43.7

Yes.

0:44.9

People love it out there.

0:46.0

Like, I know they do it at home.

0:46.9

Yes.

0:47.7

Well, smart money happier.

0:48.9

And then, you know what?

0:50.7

I got a comment, a DM recently.

0:51.6

I forgot to tell you.

0:54.8

And they said, why have you stopped saying cheers to George?

...

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