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CYBER

We Broke Into a Bank Account With an AI-Generated Voice

CYBER

VICE

Tech News, News & Politics, Technology, News

4645 Ratings

🗓️ 23 February 2023

⏱️ 35 minutes

🧾️ Download transcript

Summary

Banks in the U.S. and Europe tout voice ID as a secure way to log into your account. We proved it's possible to trick such systems with free or cheap AI-generated voices.

Hosted on Acast. See acast.com/privacy for more information.

Transcript

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0:00.0

Tadmin, it's got the code it's going to launch.

0:11.4

It's a unit system.

0:13.8

I know this.

0:15.7

It's all the files of the whole park.

0:17.9

It tells her everything.

0:19.7

Sir, he's uploading the virus.

0:22.4

Eagle One. The package is being delivered.

0:28.4

Hello and welcome to Cyber. This is Motherboard

0:30.7

Editor-in-Chief Jason Kebler in for Matt Galt, who is sick.

0:34.5

I'm here with Joseph Cox, our senior reporter. What's up, Joseph?

0:40.3

Hey, great to be here again. So you broke into your bank account with an AI-generated voice.

0:48.0

That's what we're going to be talking about today. All of these different banks, you have Lloyds, but also also Chase I believe Wells Fargo and a few

0:57.8

others have deployed this technology where to log into your account over the phone you can

1:03.6

use what's called voice ID or any number of different things depending on the bank and you found

1:09.2

out that you could create a clone of your voice

1:11.8

and break into your account. How did this story come about? Like when did you first realize

1:19.0

that this might be a vulnerability? Yeah, I've been thinking about this for a while,

1:24.2

ever since we started seeing clips online of, you know, deep fake voice AI or artificially

1:32.5

generated voices, like whatever you want to call them, synthetic voices as well. People were making

1:37.9

memes with these or just posting clips online. And I thought, well, hey, my bank, one of my banks in the UK,

1:47.3

Lloyd's, uses voice ID. Would it be possible to prick it? So I started looking around for

1:56.0

different companies that were offering sort of a voice AI service.

...

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